Terms of Service

Effective Date: December 15, 2025

Introduction

These Terms of Service ("Terms") govern your access to and use of https://dscrpro.com/ (the "Site"), operated by Align Capital Corp., doing business as DSCR Pro and Eli The DSCR Pro (collectively, the "Company," "we," "us," or "our").

By accessing or using the Site, submitting information through the Site, or otherwise interacting with our services, you agree to be bound by these Terms.

If you do not agree to these Terms, do not use the Site.

Site Operator / Contact

Align Capital Corp.

Doing Business As:

DSCR Pro
Eli The DSCR Pro

Email: info@dscrpro.com

Phone: (718) 300-3503

Address:
1460 East Gun Hill Rd
Bronx, NY 10469

1) Eligibility

You must be at least eighteen (18) years old and legally capable of entering into binding agreements to use this Site.

By using the Site, you represent and warrant that you satisfy these requirements.

2) Permitted Use

You agree to use the Site only for lawful purposes and in accordance with these Terms.

You agree not to:

Attempt unauthorized access to systems, networks, or data
Interfere with Site functionality or security
Submit false, misleading, inaccurate, or fraudulent information
Introduce malware, viruses, malicious code, or harmful technologies
Engage in scraping, automated data collection, or unauthorized monitoring
Use the Site in violation of any applicable law or regulation

We reserve the right to restrict, suspend, or terminate access to the Site for violations of these Terms.

3) Informational Purposes Only

The information provided on this Site is for general informational and educational purposes only.

Nothing on this Site constitutes:

Financial advice
Investment advice
Mortgage advice
Lending advice
Legal advice
Tax advice
Accounting advice
Real estate advice

You should consult qualified professionals regarding your individual circumstances before making financial, legal, investment, or real estate decisions.

4) Not a Guarantee of Financing

Information regarding loan products, financing programs, interest rates, qualifications, underwriting standards, and lending requirements is provided for informational purposes only.

Submission of a form, inquiry, application, prequalification request, consultation request, or communication with us does not guarantee:

Loan approval
Preapproval
Financing availability
Interest rates
Loan terms
Property eligibility
Program eligibility

All financing remains subject to lender review, underwriting, verification, property review, investor guidelines, and applicable program requirements.

Rates, terms, guidelines, and availability may change without notice.

5) Third-Party Financing Sources

Financing opportunities discussed through the Site may be offered through third-party lenders, investors, brokers, financial institutions, or strategic partners.

Availability may vary based on:

Borrower qualifications
Property characteristics
Geographic location
Market conditions
Lender requirements

We do not guarantee the availability of any specific financing product.

6) No Earnings, Investment, or Results Guarantees

Any examples, case studies, testimonials, educational content, success stories, projections, estimates, or illustrations presented on the Site are provided solely for informational purposes.

Past performance does not guarantee future results.

Real estate investing, financing, and business activities involve risk, and individual results vary significantly.

We make no guarantee regarding:

Investment returns
Property performance
Financing outcomes
Business success
Income generation
Wealth creation

7) User Submissions

If you submit information through the Site, you represent and warrant that:

The information provided is truthful and accurate
You have the right to provide the information
Submission does not violate any law or third-party rights

You understand that information submitted may be used in accordance with our Privacy Policy.

8) Electronic Communications Consent

By communicating with us or submitting information through the Site, you consent to receive communications electronically, including:

Email communications
Telephone calls
Text messages (where consent is provided)
Administrative notices
Service-related communications

Electronic communications satisfy any legal requirement that communications be provided in writing.

Message and data rates may apply.

Message frequency may vary.

You can opt out at any time by replying STOP.

For help, reply HELP or contact us.

Carriers are not liable for delayed or undelivered messages.

9) Program Description

By opting in to receive SMS messages from Align Capital Corp. doing business as DSCR Pro and Eli The DSCR Pro, users may receive:

Appointment confirmations and reminders
Service updates and notifications
Account-related alerts
Customer support messages
Promotional or marketing messages (if applicable)

Message frequency may vary based on user interactions.

10) Contact Authorization

By submitting information through the Site, you authorize Align Capital Corp., its representatives, affiliates, service providers, and business partners to contact you regarding your inquiry through:

Email
Telephone calls
Text messages

Where permitted by applicable law, communications may be delivered using automated technology.

Your consent to receive communications is not a condition of purchasing any product or service.

You may opt out of marketing communications as described in our Privacy Policy.

11) Intellectual Property

All Site content, including but not limited to:

Text
Graphics
Logos
Images
Videos
Design elements
Software
Educational materials
Branding

is owned by or licensed to the Company and protected under applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, displayed, sold, licensed, or otherwise exploited without prior written permission.

12) Third-Party Websites

The Site may contain links to third-party websites and services.

We do not control and are not responsible for:

Third-party content
Third-party privacy practices
Third-party policies
Third-party services

Your interactions with third-party websites are governed by their own terms and policies.

13) Website Availability

We strive to maintain Site availability but do not guarantee that the Site will be:

Available at all times
Uninterrupted
Error-free
Secure
Free from viruses or harmful components

We may modify, suspend, or discontinue any portion of the Site at any time without notice.

14) Disclaimer of Warranties

To the maximum extent permitted by law, the site and all content are provided "as is" and "as available."

We disclaim all warranties, express or implied, including:

Merchantability
Fitness For A Particular Purpose
Non-Infringement
Accuracy
Reliability
Availability

Your use of the site is at your sole risk.

15) Limitation of Liability

To the maximum extent permitted by law, align capital corp., dscr pro, eli the dscr pro, their officers, directors, employees, agents, affiliates, and representatives shall not be liable for any:

Indirect Damages
Incidental Damages
Special Damages
Consequential Damages
Exemplary Damages
Punitive Damages

Arising from or related to:

Use Of The Site
Inability To Use The Site
Reliance On Site Content
Communications With The Company
Third-Party Services

16) Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, contractors, and representatives from any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys' fees, arising from:

Your use of the Site
Your violation of these Terms
Your violation of applicable laws
Information you submit through the Site

17) Force Majeure

The Company shall not be liable for delays or failures caused by events beyond its reasonable control, including:

Natural disasters
Acts of God
Internet outages
Cybersecurity incidents
Government actions
Labor disputes
Utility interruptions
Failures of third-party providers

18) United States Use Only

The Site is intended primarily for users located within the United States.

Certain products, services, financing programs, or opportunities may not be available in all states or jurisdictions.

Users are responsible for complying with local laws applicable to their use of the Site.

19) Dispute Resolution

Any dispute arising out of or relating to these Terms or your use of the Site shall first be addressed through good-faith negotiations.

If a dispute cannot be resolved informally, the parties agree to attempt mediation before initiating litigation.

Nothing in this section prevents either party from seeking temporary injunctive relief where appropriate.

20) Class Action Waiver

To the fullest extent permitted by law, you agree that any claim arising from these Terms shall be brought solely in your individual capacity.

You waive any right to participate in:

Class actions
Consolidated actions
Representative actions
Private attorney general actions

21) Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.

22) Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect.

23) Entire Agreement

These Terms, together with our Privacy Policy and any additional notices posted on the Site, constitute the entire agreement between you and the Company regarding use of the Site.

24) Changes to These Terms

We may revise these Terms at any time by posting an updated version on the Site.

The revised Terms become effective upon posting unless otherwise stated.

Continued use of the Site following updates constitutes acceptance of the revised Terms.

25) Contact Information

Align Capital Corp.
Doing Business As:
DSCR Pro
Eli The DSCR Pro