DSCR Calculator 1 - 4 Units (Purchase)
Calculate profitability
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Average Market Interest Rate *
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%
Term
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%
Loan Purpose
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$
Purchase Price
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Down Payment
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%
Down Payment
$
$
Loan Amount
$
$
Closing Costs
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%
Closing Costs
$
$
Annual Taxes
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Annual Insurance
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Other Expenses - Annual
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Reserves (Months)
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Reserves
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Total Monthly Rental Income
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Total Annual Rental Income
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$
Total Operating Expenses
Mortgage Payment
Total Payment
Net Profit / Loss
Required Funds To Use
Required Funds Total
DSCR
Bypass DSCR fail with 25% or more in equity with other “no ratio” non-qm loan products.
* This interest rate is an average estimate based on recent market conditions. Actual rates may vary depending on your credit profile, loan program, and lender terms. This is not a loan offer or commitment to lend.
The illustration above is for Business Purpose Loans only which are those properties that are tenant occupied, and generate income, as defined by the CFPB as an exempt transaction under section 1026.30 of Reg Z on the Truth and Lending Act. Therefore, this is not a consumer direct home loan. The chart above shows results based on the guidelines and pricing average of the very top lenders in the United States, this is not a quote from any one Lender in particular.
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