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Fix and Hold Calculator

Calculate profitability of your renovation project

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Purchase Price

$

.

Down Payment

_

%

Down Payment

$

$

Loan Amount

$

$

Annual Taxes

$

.

Annual Insurance

$

.

Other Expenses - Annual

$

.

Rehab

$

.

Rehab Investor

_

%

Rehab Investor

$

$

Rehab Loan Amount

$

$

Total Loan Amount

$

$

After Renovation Value (ARV)

$

.

.

.

.

Maximum Loan Amount

$

Maximum Loan Amount % = 70%

Holding Months (Up to 24)

Buying Closing Costs

%

Buying Closing Costs

Monthly Interest

$

Monthly Taxes, insurance and Others

$

Total Monthly Payment

$

Total Holding Costs

$

Total Out Of Pocket Investment

$

New Fix Loan Amount

$

Return Current Loan

$

Money Left

$

Money Spent After Rehab

$

New Loan Total Monthly Payment (7.50%)

$

After Renovations Number of Units (1-10)

$

Monthly Rental Income Unit 1

$

Monthly Rental Income Unit 2

$

Monthly Rental Income Unit 3

$

Monthly Rental Income Unit 4

$

Monthly Rental Income Unit 5

$

Monthly Rental Income Unit 6

$

Monthly Rental Income Unit 7

$

Monthly Rental Income Unit 8

$

Monthly Rental Income Unit 9

$

Monthly Rental Income Unit 10

$

Other Monthly Expenses

$

Total Monthly Net Profit/ Loss

$

The illustration above is for Business Purpose Loans only which are those properties that are tenant occupied, and generate income, as defined by the CFPB as an exempt transaction under section 1026.30 of Reg Z on the Truth and Lending Act. Therefore, this is not a consumer direct home loan. The chart above shows results based on the guidelines and pricing average of the very top lenders in the United States, this is not a quote from any one Lender in particular.

Complete The Form To See What Rate You Qualify For

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While we prepare your file, take 2 minutes to watch :
"DSCR Loan Interest Rates Explained: 5 Factors That Lower Your Rate"
Smart investors learn the system before they enter it.
Understanding what drives your interest rate helps you qualify for the lowest rate possible and can save you thousands. Most borrowers don't know these factors. You will.
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