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Access Your Investment Property Equity:
Start Your DSCR Cash-Out Quote

Find Out How Much Cash-Out Equity You Can Access

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Thank You
Your dedicated Loan Officer will contact you shortly.

While we prepare your file, take 2 minutes to watch :
"DSCR Loan Interest Rates Explained: 5 Factors That Lower Your Rate"
Smart investors learn the system before they enter it.
Understanding what drives your interest rate helps you qualify for the lowest rate possible and can save you thousands. Most borrowers don't know these factors. You will.

The Power of Equity Growth

Is Your Equity Just Sitting There?

Many investors don't realize that their property is a "living" asset that grows in value even while they sleep. Historically, a "normal" five-year period in the U.S. real estate market sees a cumulative growth of approximately 20%, or roughly 4% per year. While your tenants pay down your mortgage, the market is quietly building your wealth.

 
The $1 Million Wealth Effect

If you purchased or currently own a property worth $1,000,000, here is how that 4% annual growth adds up for you:
 

  • Year 1 Value: $1,040,000

  • Year 3 Value: $1,124,864

  • Year 5 Value: $1,216,653
     

In just five years, your property has earned you $216,653 in "hidden" equity.
A DSCR Cash-Out Refinance allows you to unlock that equity and use it as a down payment for your next investment properties—all without selling your original home.

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Tax Income Reports

HOW DSCR PRO WORKS FOR YOU

No Tax Returns. No W-2s. No Tech-Hassle.

If you are moving from your first rental to your second or third, you’ve likely found that traditional banks make things harder as you grow. They often require years of tax returns and personal income proof.

At DSCR Pro, we believe the property should speak for itself. We qualify your loan based on the Debt Service Coverage Ratio (DSCR), which simply compares the property's rent to its mortgage payment.

The Simple Formula We Use:

DSCR =

Gross Monthly Rent

Monthly PITIA

(PITIA = Principal, Interest, Taxes, Insurance, and HOA fees)

The Result: If your property’s rent covers the new mortgage payment(a ratio of 1.0 or higher), you are eligible to unlock your cash.

TOP BENEFITS FOR GROWING INVESTORS

  • 100% Tax-Free Cash: Since a refinance is a loan, the cash you receive at closing is typically not considered taxable income.

  • "No Seasoning" Options: Did you just finish a renovation? We have programs that allow you to refinance based on the new, higher value immediately—without waiting 6–12 months.

  • Close in an LLC: Protect your personal credit and family assets. By closing in your LLC's name, the debt liability stays off your personal credit report.

  • Personal Advisor Support: You aren't just a number. Every DSCR Pro client gets a dedicated advisor to walk them through the process from start to finish.

OUR 3-STEP ROADMAP TO YOUR NEXT DEAL

1

Submit Your Details

Fill out the simple form at the top of this page.

2

Get Your Estimate

A human advisor will call you to discuss your property's value and how much cash you can unlock.

3

Fund Your Future

We handle the heavy lifting. You get your cash at closing in as little as 21 to 30 days.

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